Management Liability (ML) typically bundles Directors & Officers (D&O), Employment Practices Liability, Statutory Liability, Crime, and sometimes Entity cover to protect the company and managers from a range of management-related risks. D&O responds
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Cybercrime against Australian small businesses continues to climb, with a report logged nationally every six minutes and average losses for small firms rising to around $49,600 per incident in FY23–24. Ransomware, business email
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