Management Liability (ML) typically bundles Directors & Officers (D&O), Employment Practices Liability, Statutory Liability, Crime, and sometimes Entity cover to protect the company and managers from a range of management-related risks. D&O responds
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Ali Okailey
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Cybercrime against Australian small businesses continues to climb, with a report logged nationally every six minutes and average losses for small firms rising to around $49,600 per incident in FY23–24. Ransomware, business email
Cyber incidents increasingly drive management liability exposures, with stakeholders alleging failures in oversight, disclosure, or preparedness by directors and officers following a breach. Australian guidance and commentary emphasise that boards are expected to
For many West Australians, a boat, jet ski or yacht is more than a purchase – it is a lifestyle investment. But time on the water also brings a mix of risks: collisions,
For many households, standard home and motor insurance form the backbone of their personal protection. However, there are situations where supplementary policies and add‑ons can provide valuable extra protection or tailor cover to
Holiday homes and prestige properties often have risk profiles that differ from a standard owner‑occupied residence. Properties that are vacant for extended periods, used only seasonally, or rented out on short‑stay platforms such
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Cyber Threats to Small Businesses: What You Need to Know
June 24, 2026
