Frequently Asked Questions
Answers to Common Insurance Questions
Whether you're arranging insurance for the first time or reviewing your current cover, we've answered some of the questions we're asked most often. If you can't find what you're looking for, our team is always happy to help.
General Insurance
An insurance broker helps you identify potential risks, compare insurance options and source suitable insurance solutions from a range of insurers. We also provide ongoing advice and claims support throughout the life of your policy.
Unlike purchasing insurance directly, a broker provides personalised advice, access to multiple insurers and ongoing support to help you make informed insurance decisions.
Yes. Momentum Insurance Brokers has access to a broad network of Australian and international insurers and specialist underwriters.
Absolutely. We can review your existing insurance arrangements and identify opportunities to improve your protection as your needs change.
Business Insurance
We arrange a wide range of business insurance solutions, including Business Insurance Packages, Public & Products Liability, Professional Indemnity, Cyber Insurance, Management Liability, Commercial Property, ISR, Construction and many other specialised products.
A Business Insurance Package combines several insurance covers into one policy, helping protect your business against a range of operational risks.
Public Liability Insurance is designed to help protect businesses against certain third-party claims for personal injury or property damage arising from business activities.
Professional Indemnity Insurance is designed for businesses and professionals who provide advice or services and may respond to certain claims alleging negligence, errors or omissions.
Every business has different cyber exposures. If your business stores customer information, processes payments or relies on technology, Cyber Insurance may be worth considering.
Property Insurance
Commercial Property Insurance is designed to help protect commercial buildings, contents and business assets against a range of insured events.
ISR Insurance is generally designed for medium to large businesses with significant property and business interruption exposures.
Landlord Insurance is designed to help protect investment property owners against a range of insured risks associated with rental properties.
Personal Insurance
Yes. We can assist with insurance solutions for owner-occupied homes, contents and investment properties.
Yes. We can help arrange Travel Insurance for domestic and international travel, subject to policy availability and eligibility.
Personal Accident & Illness Insurance is designed to provide financial support if you're unable to work due to certain insured injuries or illnesses.
Claims
Yes. We support our clients throughout the claims process, providing guidance, assisting with documentation and liaising with insurers where required.
Claim timeframes vary depending on the insurer, the nature of the claim and the information required to assess it.
Contact Momentum Insurance Brokers as soon as possible. We'll explain the next steps and guide you through the claims process.
Working With Momentum
No. While we're proudly based in Perth, we assist businesses and individuals throughout Western Australia and across Australia.
We recommend reviewing your insurance annually or whenever there is a significant change to your business, assets or personal circumstances.
Simply contact Momentum Insurance Brokers for a conversation about your insurance needs. We'll take the time to understand your circumstances and help you explore insurance solutions tailored to your requirements.
Still Have Questions?
If you can't find the answer you're looking for, our team is here to help.
Contact Momentum Insurance Brokers today to discuss your insurance needs or request a review of your current insurance arrangements.
