Suite 207, 5-7 Harper Terrace


Business Insurance

What is Business Insurance?

Business Insurance is an insurance package that you can customise to suit your business’s needs, and is designed to provide cover for your business contents, stock, tools and commercial premises when an insured event occurs (such as fire, storm, theft or even accidental damage).

A Business Insurance package can also cover your portable equipment, glass and for loss of revenue due to business interruption in specified circumstances. In addition, cover is available for public liability, tax audit, employment practices liability and statutory liability risks.

The best part is, there are so many cover options available, so you can tailor a policy to protect against the issues that your business may be most likely to face.

Why is Business Insurance important?

Regardless of the industry you’re in, the size of your business, or how long you’ve been operating, running a business of any kind involves a certain amount of risk. Business insurance transfers that risk to the insurer and can protect you against financial loss, which is an important part of being a responsible business owner.

Life is full of surprises – some good, others bad. Unfortunately, you can’t predict when things go wrong and could affect your business. It could be fire or storm damage; accidental damage; malicious damage; or theft. It could also be legal action taken against you following a third property suffering injury or damaged property.

If your business is not insured, the effects could be financially crippling to your business and could in some cases lead to the closure of your business for good.

This is where business insurance can provide protection and peace of mind. Having the appropriate type of insurance and level of cover can help you get back up and running sooner after suffering a loss caused by an insured event like fire or flood.

Fire and Defined Events
Cover for physical loss of or damage to your property from insured events such as fire, lightning and explosion.
Public Liability
Also known as Legal Liability. It provides cover for the cost of damages if your business is responsible for personal injury or property damage.
Business Interruption
Cover for Loss of Profits as a result of damage to your property caused by an insured event.
Cover for the loss of your contents and stock from theft, attempted theft, armed hold up or an actual/threatened assault.
Glass and Signs
Cover for the damage to glass windows, signs and showcases at your business premises.
Cover for your business’s money from theft, armed hold-up or fire. This may include money in transit or at your premises.
Portable items
Cover for Items that you carry around with you, for example Mobile Phones, Tools, Laptops, iPads, etc, in the course of your business anywhere in the world.
Machinery Breakdown
Cover for the breakdown of machinery, computers and electronic equipment at your premises.
Deterioration of Stock
Cover for the deterioration of chilled, refrigerated or frozen stock, following the breakdown of the freezer or refrigerated unit that they are kept in.
Goods in Transit
Cover for loss or damage caused to goods you sell, buy or use in your business when they are in transit.
Commercial Vehicles
Cover for vehicles you use in your business. Both Comprehensive and Third Party only covers available.
Workers Compensation
If you employ people you are required under Government Legislation to have Workers Compensation cover for them. As a Pty Ltd Company you have the option to cover yourself under this type of cover. If you engage Contractors / Sub Contractors you also be responsible for their Workers Compensation Cover.

Business Insurance with Momentum Insurance Brokers

Quality Service

Quick and easy claims service 24/7
Friendly and helpful staff to help you get the right protection
Monthly Payment options to meet your needs
100% Australian owned & based

Great value

Extremely competitive pricing
Option to tailor your insurance cover to suit your needs
Option to change your excess to reduce your premium

Can I speak to a real person?

At Momentum Insurance we are a team of real people in a real office, so you have the option to obtain a quote online or contact our office and speak to a real person that understands your needs.
Give us a Call

Steadfast Insurance

Momentum Insurance Brokers is part of Australasia’s largest general insurance broker network, the Steadfast Group. We leverage Steadfast’s scale to ensure our clients have access to a wide range of insurance companies, a broad range of products, exclusive policy options, and of course, competitive pricing. And when the time comes and you need to make a claim, you will have the backing of Steadfast behind you.
Steadfast Website
Momentum WA Pty Ltd trading as Momentum Insurance Brokers is a Corporate Authorised Representative (no. 1270298) of McLardy McShane Partners Pty Ltd ABN 14 064 465 309 ASFL 232987.
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Suite 207, 5-7 Harper Terrace



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